I need help with…
Choose the topic that feels closest to what you're going through. You don't need to know which program you need; we'll guide you.
Debt
Struggling with debts, bills or rates? Free, confidential financial counselling can help you understand your options.
General debtUtilitiesRates ExploreFamily violence
Free legal assistance if money is being used to control, pressure or harm you.
Financial abuse ExploreCost of living
Support with fines and everyday costs, plus free financial and consumer education workshops.
Education costsFinesWorkshops ExploreGetting an essential good or service
0% interest loans for essential goods and services, for people on low to moderate incomes.
0% interest loansBudgeting ExploreGambling harm
Free, confidential financial counselling for gambling-related debt and its impact on you and your family.
Gambling debt ExploreProblems with purchases, contracts or services
Free legal assistance with disputes over goods, services, insurance and contracts.
Dispute with businessInsuranceProduct safety ExploreScams
Been scammed or targeted by a scam? We'll help you understand what happened and what to do next.
Scam recoveryReporting a scam ExploreMoney skills
Free education and coaching to build confidence budgeting, saving and planning for the future.
BudgetingFinancial literacy ExploreSomething else
Not sure which of these fits what you're going through? View all of our support topics and programs in one place.
ExploreCan't see your situation here? Get in touch and we'll point you in the right direction.
Need to talk to someone now?
Speak with a financial counsellor for free
Call the National Debt Helpline, Monday to Friday, 9:30am – 4:30pm. It's free, confidential and independent. In an emergency, always call 000.
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Here for the Canberra community, whoever you are
Care is an independent, not-for-profit community organisation. We believe in financial fairness for all.
Free & confidential
Financial counselling, legal advice and education are free. Community Loans carry 0% interest.
Trusted since 1983
Over 40 years supporting people across the ACT.
Local & independent
A Canberra team that knows the ACT and acts only for you.
Financial fairness for all
Come as you are, no judgement, no cost to ask for help.
Acknowledgement of Country
We acknowledge the Traditional Owners and Custodians of Country throughout Australia, and their continuing connection to land, waters and community. We pay our respects to the people, the cultures and the Elders past, present and emerging.
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Commissioned vector artwork to be placed here. Included to support reconciliation. Care is not a First Nations-controlled organisation.