Care — Free Financial Counselling & Consumer Support in Canberra Skip to main content
Care

Feeling the pressure of rising costs? Our financial counsellors offer free, confidential help, with no judgement. See how we can help →

Free. Confidential.

Independent support navigating the maze of money, debt and consumer problems.

No judgement, just people who can help.

I need help with…

Choose the topic that feels closest to what you're going through. You don't need to know which program you need; we'll guide you.

Debt

Struggling with debts, bills or rates? Free, confidential financial counselling can help you understand your options.

General debtUtilitiesRates Explore

Family violence

Free legal assistance if money is being used to control, pressure or harm you.

Financial abuse Explore

Cost of living

Support with fines and everyday costs, plus free financial and consumer education workshops.

Education costsFinesWorkshops Explore

Getting an essential good or service

0% interest loans for essential goods and services, for people on low to moderate incomes.

0% interest loansBudgeting Explore

Gambling harm

Free, confidential financial counselling for gambling-related debt and its impact on you and your family.

Gambling debt Explore

Problems with purchases, contracts or services

Free legal assistance with disputes over goods, services, insurance and contracts.

Dispute with businessInsuranceProduct safety Explore

Scams

Been scammed or targeted by a scam? We'll help you understand what happened and what to do next.

Scam recoveryReporting a scam Explore

Money skills

Free education and coaching to build confidence budgeting, saving and planning for the future.

BudgetingFinancial literacy Explore

First Nations Community

Support delivered with respect for culture, community and Country.

Explore

Culturally safe support

Access support that is respectful and non-judgemental.

Multilingual supportConnect with us at a location near you Explore

Something else

Not sure which of these fits what you're going through? View all of our support topics and programs in one place.

Explore

Can't see your situation here? Get in touch and we'll point you in the right direction.

Support that welcomes everyone

  • Aboriginal & Torres Strait Islander peoples
  • Multicultural communities
  • LGBTQIA+ communities
  • Neurodivergent people
  • People with disability

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Here for the Canberra community, whoever you are

Care is an independent, not-for-profit community organisation. We believe in financial fairness for all.

Free & confidential

Financial counselling, legal advice and education are free. Community Loans carry 0% interest.

Trusted since 1983

Over 40 years supporting people across the ACT.

Local & independent

A Canberra team that knows the ACT and acts only for you.

Financial fairness for all

Come as you are, no judgement, no cost to ask for help.

Learn more about Care →

Working with someone who needs support?

If you're a worker or agency, refer a client to Care through our secure online form. We'll take it from there.

Refer a Client

Acknowledgement of Country

We acknowledge the Traditional Owners and Custodians of Country throughout Australia, and their continuing connection to land, waters and community. We pay our respects to the people, the cultures and the Elders past, present and emerging.

First Nations dot painting in blues, ochre and gold, showing a central meeting place surrounded by radiating shapes and journey lines connecting four smaller gathering circles.
Artwork by [artist name], [Country/language group]. Care is not a First Nations-controlled organisation.